The nation's largest national health savings network with participating providers including 610,000 physicians, 5,300 hospitals/acute care facilities, plus 33,000 ancillary service providers including laboratories, radiology facilities, home healthcare and mental health services offer savings up to 40%. You choose the service provider or facility that best meets your needs. This program is especially effective for those having high deductibles, using out-of-network providers or having no health coverage. Strict licensing and credentialing of every provider.