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Please note that THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.  This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. This plan does not make payments directly to providers. Plan members must pay for all services but will receive a discount from participating providers. You may request a written list of participating providers including name, city, state and specialty at any time. You may cancel within the first 30 days after receipt of membership materials and receive a full refund. Discount Medical Plan Organization: National Health Partners, Inc., 120 Gibraltar Road, Suite 107, Horsham, PA  19044, 1-866-635-9532.